New trend in job-based insurance: Defined-contribution for health insurance replace defined benefits as 401(k)s replaced pensions
WSJ: “A radical change in the way they provide health benefits to their workers-giving employees a fixed sum of money and allowing them to choose their medical coverage and insurer from an online marketplace.” Continue reading
Colorado Health Benefits Exchange: Computer problems, will progress even if ObamaCare overturned?
The Urban Institute says that the biggest challenge for CO’s exchange that it’s “starting with a flawed foundation, a legacy computer system – CBMS Colorado Benefits Management System – that is inflexible and difficult to modify.” Continue reading