New HHS Regs Endanger HSAs, High-Deductible Plans, #thanksobamacare
A new Obama administration rule could drive out of the market the low-cost, high deductible plans that are supposed to be available under ObamaCare. That would likely mean a sharp jump in taxpayer subsidies. Continue reading
Stossel: Is Obamacare Stopping Businesses From Hiring?
Three successful businessmen came on my Fox Business show last week to explain how Obamacare is a reason that unemployment stays high. Its length and complexity make businessmen wary of expanding. Continue reading
State regulations force insurers out of market, Obamacare will make it worse
“Millions of people are losing the coverage they have now, and tens of millions more surely will follow, … Some insurance carriers are leaving the market because of onerous state regulations, others are victims of a faltering economy, but the cascade has been accelerated by the rules that already have taken effect and the many more that are to come as a result of ObamaCare.” Continue reading
Under Obamacare, Employers Will Likely Engage in ‘Targeted Dumping’ of Employees
Minnesota Public Radio reports, “A loophole in the federal health care overhaul would allow many employers to game the system by dumping their sicker employees [into] public health insurance exchanges, according to two University of Minnesota law professors.” Continue reading
Another ObamaCare Glitch: no subsidies for federal exchanges?
Congress made a legal mistake while rushing through the health law. Now it’s come back to haunt the administration. Continue reading
Patient as paying customer vs. health plan as paying customer
In response to Wal-mart’s plan to expand its medical care offerings, John Goodman summarizes what happens when your health plan buys your health care rather than emulating how car insurance and home-owners insurance does, and how walk-in clinics are growing. Continue reading
Mass. health costs still soar, NY Times spreads fallacy about fee-for-service health care
The fundamental problem in health care is not that we are using too much of one payment mechanism (e.g. fee-for-service) and too little of another. The problem is that the person who benefits from the service is not the same as the person who pays the bill. Continue reading
Private health exchange to compete with politically-run government exchanges
Bloom health offers a “nationwide private insurance exchange and defined contribution solution for employers” that offers “an alternative to the state insurance exchanges” Continue reading
Why You Don’t Have Real Health Insurance
“[H]ave you ever seen a commercial for health insurance that focused on why you actually need health insurance? That is, have you ever seen a health insurance commercial that told you that you need a really good insurer in case you get cancer, heart disease, AIDS, etc.?” John Goodman answers. Continue reading
Health insurance: employers want to attract healthy employees, avoid sick
With the current regulations … a rational employer has strong incentives to find every legal way possible to attract employees who are healthy and avoid those who are sick Continue reading
Create jobs by repealing ObamaCare
Repeal of ObamaCare would probably do wonders to spur hiring, especially for permanent positions. Compensation for such jobs usually includes a benefits package with health care insurance, as well as a money wage or salary.
Will ObamaCare kill employer-based insurance & lead to portable coverage?
The National Federation of Independent Business found that many employers plan to stop offering insurance, but are interested in “giving employees a “tax-excluded contribution” they could use to purchase health insurance in an ‘open market.'”