ObamaCare’s perverse incentives harm those with pre-existing conditions
There’s no need to turn the entire system upside down to help the people who can’t buy private insurance. Continue reading
How many are uninsurable because of pre-existing conditions?
An HHS study says 1% of Americans have been denied coverage because of a pre-existing conditions. Economists conclude that less than 1% of the population is uninsurable. The individual market pools risks well, and that allowing insurers to risk-rate premiums would encourage innovative products like health status insurance.
ObamaCare’s high-risk pools may deny coverage
This week the Denver Business Journal and the Denver Post reported on Colorado’s new federally subsidizes high-risk pools (”GettingUSCovered”). But there’s a good reason to be concerned about quality and access. The Hill reports:
The Obama administration has not ruled out turning sick people away from an insurance program created by the new healthcare law [HR […]