ObamaCare’s perverse incentives harm those with pre-existing conditions
There’s no need to turn the entire system upside down to help the people who can’t buy private insurance. Continue reading
Supreme Court & Health Care: Force Begets Force Under Health Mandates
At issue is whether the federal government may force people to purchase health insurance. The arguments demonstrate that the mandate is a response to the problems created by other government controls of health care and insurance. Continue reading
Supreme Court & Health Care: Force Begets Force Under Health Mandates
At issue is whether the federal government may force people to purchase health insurance. The arguments demonstrate that the mandate is a response to the problems created by other government controls of health care and insurance. Continue reading
Health insurance: employers want to attract healthy employees, avoid sick
With the current regulations … a rational employer has strong incentives to find every legal way possible to attract employees who are healthy and avoid those who are sick Continue reading
SB 11-128: Colorado government compels insurers to sell plans to kids
Colorado authorities are forcing insurers to sell child-only health plans to parents, and at the same price regardless of the child’s health risk. This encourages insurers to cater to healthy people & underprovide to the sick.
Colorado Consumer Health Initiative misleads again
It’s been illegal to drop coverage when someone gets sick since 1997. The 2010 health control bill did not change this, despite what Dede de Percin of the Colorado Consumer Health Initiative says.
Ten Small-Scale Reforms For Pre-existing (Chronic) Conditions
Instead of more political meddling in insurance markets like guaranteed issue and community rating, the following free-market-oriented reforms would help alleviate the problems with pre-existing conditions. From John Goodman at the Health Affairs Blog:
Encourage Portable Insurance.
Allow Special Health Savings Accounts for the Chronically Ill.
Allow Special Needs Health Insurance.
Allow Health Status Insurance.
Allow Self-Insurance for Changes […]
