Is ObamaCare’s medical-loss ratio mandate increase health insurance premiums
“[T]here are few signs that health care will become more affordable as a result of the law. Indeed, it increasingly looks as if the opposite could be true — that ObamaCare may be causing higher premiums rather than preventing them.” Continue reading
Obamacare outlaws half of all individual plans sold
More than half of the people who had individual health insurance in 2010 were enrolled in plans that won’t pass the new standards set up by Obama’s law. Continue reading
Obama Administration Health Care Rule Making Is a Disordered Mess
The Obama administration “overrode the normal checks and balances used to ensure that federal regulations impose the smallest possible burden on the private sector.” Continue reading
High deductible health plans promote prudent spending but ObamaCare threatens them
Consumer-directed health plans — not federal government dictates — have helped bring down costs. Obamacare should be expanding them — not regulating them out of existence. Continue reading
Health Care Plan Rebates Have Hidden Costs
“Although health insurers will pay some rebates this year, the cash should be treated as a short-term benefit with a long-term cost. Rebates will likely disappear in the future as the companies become more familiar with the regulation and learn how to game it.” Continue reading
Health Care Plan Rebates Have Hidden Costs : Roll Call Opinion
“Although health insurers will pay some rebates this year, the cash should be treated as a short-term benefit with a long-term cost.” Continue reading
Insurance agents poised to stop selling medical insurance because of medical loss ratio mandates.
Insurance agents offer many people a valuable service of finding the best price on a the individual insurance plan that best fits their needs. But ObamaCare’s medical loss ratio requirements threaten to drive agents out of business. Continue reading
New HHS Regs Endanger HSAs, High-Deductible Plans, #thanksobamacare
A new Obama administration rule could drive out of the market the low-cost, high deductible plans that are supposed to be available under ObamaCare. That would likely mean a sharp jump in taxpayer subsidies. Continue reading
State regulations force insurers out of market, Obamacare will make it worse
“Millions of people are losing the coverage they have now, and tens of millions more surely will follow, … Some insurance carriers are leaving the market because of onerous state regulations, others are victims of a faltering economy, but the cascade has been accelerated by the rules that already have taken effect and the many more that are to come as a result of ObamaCare.” Continue reading
ObamaCare waivers & crony capitalism
“There are now 1,372 companies, labor unions and states that have applied for and been granted waivers from an early provision of [ObamaCare] … What’s really being waived here is the rule of law.”
ObamaCare forces insurers to withdraw from markets
“The impact of new rules on health insurance is causing people throughout the country to ‘lose the coverage they have now’ and to have many fewer options. …This leaves customers with fewer options of affordable coverage in an increasingly non-competitive market.” reports Grace-Marie Turner. Read the short paper summarizing the instances so far.
Aetna leaves Colorado’s individual insurance market
Aetna has stopped selling individual health insurance policies in Colorado. The Wall Street Journal interviews an analyst who suggests the ObamaCare’s medical-loss ratio rules “likely triggered Aetna’s decision to quit Colorado.”
