The Real Cost of ObamaCare

Having someone else pay for your medical care is the most expensive way to pay for it because it adds insurer overhead costs to the cost of the actual service. Colorado’s private sector began switching to consumer directed health policies (CDHPs) when they became more widely available in 2003. CDHPs encourage cash pay- ment for inexpensive and predictable care. Health savings accounts (HSA) qualified plans save excess funds in tax-free accounts that accumulate until retirement.

Ryan Medicare drama more hype than reality

The White House and Ryan Medicare budgets don’t differ that much. What does differ is their approach. The president’s approach is inflexible. Ryan’s approach has the advantage of making the cuts less painful by allowing market-based reforms instead of suppressing provider fees. Continue reading