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  • A Radically Different Approach to Health Insurance0

    • November 9, 2010

    John Goodman of the National Center for Policy Analysis writes: [B]efore the current era, the most common form of health insurance — other than Blue Cross plans — was indemnity insurance with a fee schedule. A typical benefit consisted of so many dollars a day for each day in the hospital. Since the benefit was […]

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  • Colorado Amendment 63, risk pools, & health care costs0

    • August 24, 2010

    A July 30 statement from a group calling itself “Colorado Deserves Better” said that Colorado Amendment 63 (Health Care Choice) “would isolate Colorado from health care costs savings by shrinking the risk pool in Colorado.”  This is unlikely, and even so, it’s unethical. Even if larger risk pools result in cost savings (for whom?), this […]

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  • Health care innovation: good and bad0

    • August 17, 2010

    John Goodman of the National Center for Policy Analysis has an excellent column abut health care innovation. He summarizes: Wherever there is third-party payment [insurance, a health plan, Medicare, Medicaid], the goal of innovation is to produce more products that qualify for reimbursement, even if the effects on patient outcomes are only marginal. Wherever there […]

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